Car Insurance FAQ

Car insurance is a type of insurance that helps you cover the costs of damage or injury resulting from a car accident. It can also cover theft or damage to your car.

There are several types of car insurance available, including liability, collision, comprehensive, personal injury protection, and uninsured/underinsured motorist coverage. Each type of coverage provides different types of protection.

The amount of car insurance you need depends on your personal situation, such as your driving habits, the value of your car, and your risk tolerance. Most states require a minimum level of liability insurance.

Car insurance premiums are determined by a variety of factors, such as your age, gender, driving record, the type of car you drive, and where you live.

A deductible is the amount you pay out-of-pocket before your car insurance coverage kicks in. Choosing a higher deductible can lower your premium, but it also means you will pay more out-of-pocket if you have a claim.

Yes, you can change your car insurance policy at any time. You can add or remove coverage, change your deductible, or switch insurance companies.

If you get into a car accident, you should exchange insurance information with the other driver and contact your insurance company. Your insurance company will guide you through the claims process.